You Can Have a Great Christmas on a Budget!

[The Ramsey Show]

George Kamel & Dr. John Delony answer your questions and discuss:

• Dealing with an online gambling addiction,
• Budgeting for therapy,
• Sacrificing to pay off over $200k in student loans,
• Moving forward after debt, divorce and job loss,
• "I lied to my girlfriend about my debt,"
• Cancelling insurance to pay off debt,
• What debts to pay off first
• Where to start when you owe over $400k in debt,
• "My debt is keeping us from owning a house"
• "I feel so constrained by our budget this Christmas"
• "Bankruptcy is not the solution to your problem"
• "How do I keep myself from spoiling my kids"

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